Medical Travel Evacuation Plans for Extended Stays in Mexico

Whether you’re in Mexico for a few days or up to a year, a medical evacuation plan can evacuate you to a hospital of your choice should a medical evacuation be warranted.

This article describes what a medical evacuation insurance plan is, and how you could use this type of insurance to obtain coverage when your stays in Mexico are longer than periods typically covered by trip protection plans or travel medical insurance plans.

Medical evacuation and options available for extended stays in Mexico

Medical air evacuation isn’t for patients who are mobile and suffering from turista or sea-sickness, minor injuries, or illness where they can be treated and discharged. Instead, it’s for people who suffer catastrophic illness or accidents while away from home—some cardiac events, strokes, or serious vehicle accidents where a medical evacuation may be warranted are the more typical situations.

If you stay, or intend to stay, in Mexico for longer than six consecutive months a year, evacuation insurance can be used to transport you to a hospital of your choice back home to access the medical treatment and the care needed to treat your medical condition if a catastrophic medical event befalls you or a covered family member while you’re in Mexico.

What a medical evacuation insurance plan covers:

• Medically-warranted evacuation from Mexico to a hospital of your choice covering up to US$500,000 of medical evacuation costs.
• Includes transporting a visitor from abroad to join you and repatriation of minors
• Return of an unattended vehicle if you drove your foreign-plated car to Mexico.
• If you unexpectedly pass away in Mexico, this insurance plan covers the cost of repatriation of your mortal remains.
• This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) nor does it cover emergency medical expenses in Mexico.
• Premiums are based on covered travelers’ ages and the number of days of coverage you need (364 days, maximum).
• Terms are clearly provided by our associate, TME Travel Insurance, when you get a no-obligation quote.

Is an extended stay medical evacuation insurance plan right for me?

A medical evacuation insurance plan is ideal for people who are in Mexico for short or long-term stays and have active medical insurance coverage for treatment in their home country—which is typically required to be accepted by a receiving hospital for a medically-warranted evacuation.

People who choose a medical evacuation plan will typically pay for any medical expenses in Mexico out of pocket, or buy a basic healthcare plan locally, and use the evacuation insurance only in scenarios where a catastrophic medical event befalls them or a member of their family and a medical transport is warranted while they’re in Mexico.

If your stays in Mexico are shorter and will not last more than 180 consecutive days (six months), consider opting for a travel medical plan for extended stays that covers out-of-pocket emergency expenses as well as a medically-warranted evacuation to a hospital of your choice.

If you take single trips or short visits to Mexico that will not last more than 90 days (three months), consider opting for short-term visit coverage options which offer emergency medical expense coverages in Mexico, trip-protection if your voyage is cancelled or interrupted in some ways, as well as medically-warranted evacuation to the nearest suitable facility.