When you’re in Mexico for more than six months a year and have comprehensive medical insurance in your home country, a medical evacuation plan can evacuate you from Mexico to a hospital of your choice.
This article describes what a medical evacuation insurance plan is, and how you could use this type of insurance to obtain coverage when your stays in Mexico are longer than periods typically covered by trip protection plans and extended stay medical insurance.
What is medical evacuation for long term stays in Mexico?
Medical air evacuation isn’t for patients who are mobile and suffering from turista or sea-sickness, it’s for those who suffer catastrophic illness or accidents while away from home—primarily cardiac events, strokes, or serious vehicle accidents.
If you stay, or intend to stay, in Mexico for longer than six consecutive months a year, and you have medical insurance coverage in your home country, evacuation insurance can be used to fly you home to access your medical care cover if a catastrophic medical event befalls you or a covered family member while you’re in Mexico.
What a medical evacuation insurance plan covers:
- Medically-warranted evacuation from Mexico to a hospital of your choice covering up to US$500,000 of medical evacuation costs.
- Includes transporting a visitor from abroad to join you, repatriation of minors, and return of an unattended vehicle if you drove your foreign-plated car to Mexico.
- If you die in Mexico, this insurance covers the repatriation of your mortal remains.
- This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) nor does it cover emergency medical expenses in Mexico.
- Annual premiums are based on a 364-day plan. Coverage limitations apply—terms are clearly provided by our associate, TME Insurance, when you get a no-obligation quote.
Is an extended stay insurance plan right for me?
A medical evacuation insurance plan is ideal for people who are in Mexico for long-term stays and have active medical insurance coverage for treatment in their home country.
A medical evacuation insurance plan is usually less expensive than paying for full-coverage private medical insurance in Mexico.
People who choose a medical evacuation plan will typically pay for any medical expenses in Mexico out of pocket, or buy a basic healthcare plan locally, and use the evacuation insurance to get them home if a catastrophic medical event befalls them or a member of their family while they’re in Mexico.
If your stays in Mexico are shorter and will not last more than 180 consecutive days (six months), consider opting for Extended Stay coverage that offers emergency medical care in Mexico and medically-warranted evacuation to a hospital of your choice.
If you make short visits to Mexico that will not last more than 90 consecutive days (three months) each, consider opting for Short-Term visit coverage that offers emergency medical care in Mexico and medically-warranted evacuation to the nearest suitable facility.
No-obligation quote for medical evacuation from Mexico
Our associate, TME Insurance, offers affordable medical evacuation plans for long-term stays in Mexico.
US: If you have a US address, get an online quote now.
Non-US: If you do not have a US address fill out this quick form and our associate will contact you personally.
